The Essence Story

Making a Difference Through Value-Based Care

From the very beginning, Essence has been part of the change to improve the healthcare experience. It all started with a group of St. Louis-area doctors looking for a better way to provide high-quality care for their Medicare patients. In 2003, they formed Essence Healthcare, a Medicare Advantage plan that partners with doctors to improve the quality of care while lowering the cost of care.

That model of providing patient-first care was introduced as Lumeris in 2011. Today, as a leader in value-based-care technology, Lumeris empowers doctors with the tools and technology they need to provide better care for Essence members.

Learn More About Lumeris

Proudly serving the Medicare community

94 Percent of our members stay with us year after year**

Consistently highly rated

U.S.-based customer service

**2023 Essence Healthcare Communication Preferences and Benefits Survey results, based on a random sample of Essence members.

Member-Focused Medicare Advantage Plans

icon-communication
COMMUNICATION

We stay in touch to make sure you have the benefits and services you need, and support you deserve. We’re looking out for your health by collaborating with our network of doctors to provide necessary resources and technology to help you.

icon-peace-of-mind
PEACE OF MIND

Our plans provide financial security, so you may never have a second thought about the cost of using your benefits. With a set maximum out-of-pocket limit and no or low copay on many important services, your health and wallet will see the difference.

icon-healthy-goals
HEALTHY GOALS

Essence plans are designed to keep you healthy and active. We work with our team of doctors and hospitals to help members manage chronic conditions, get well, and, most importantly, stay that way. Our unique approach to healthcare is based on an unwavering commitment to protecting the health and wellness of our community.


Want to learn more about your options?

Request FREE Information

Download your FREE Medicare Advantage Information Kit or request a copy by mail.

Make an appointment

Get all of your questions answered in a meeting with a local, licensed Essence Healthcare advisor.

Attend a Medicare seminar

Learn more about Essence plans at one of our FREE local or online Medicare seminars.

Talk with a licensed Medicare advisor

Call to discuss your plan options with a licensed Essence Healthcare advisor.